Michael was born in Santa Monica, California and grew up in Pacific Palisades, California. He attended Loyola High School in Downtown Los Angeles before receiving a Bachelor’s degree in International Relations with an emphasis on Global Finance from the University of Southern California. He had worked for a major bank and public relations firm for 10 years before starting his career as a retirement specialist. In November of 2010, Michael created Core 4 Retirement and Insurance Services with Tommy Padgett and Kevin Kiger. Michael has lived in Charlotte, North Carolina since May 2008.  Michael has been a career coach for the past 4 years, helping hundreds of Executives find jobs in this area. His Great-Grandfather is from Conover, North Carolina so his love for the state has been around him for many years. He has an 11 year daughter and is engaged to be married. Michael enjoys skiing, hunting and hiking, and regularly makes trips to the beach with his fiancé. His interests include USC Athletics and Carolina Panthers Football.