Tommy was born and raised in Charlotte North Carolina. He attended Harding High school and then Elon University on a golf scholarship where he made All American in 1990 in Angola Indiana. Later that year he represented the United States and the world games in Mount Pelier France. He received a Bachelors’ degree in Communications and Business in 1991. Following college, Tommy played professional golf until 1994. In February 1994, Tommy changed career paths and received his Insurance license. From 1994 until 1997 Tommy sold Life Insurance for American General Life and Accident Company of Nashville TN. Following American General Life and Accident he went to work for Western & Southern Insurance Company selling Voluntary and Payroll deduction Insurance. From 2001 until current he has been an independent agent specializing in the senior market which in compasses Medicare and Retirement planning. Since 2010 until current he is a Managing Partner for Core Four Retirement and Insurance Services. Last but not least, his favorite thing in life is his 11 year old daughter Lauren Alexandria Padgett.